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An Explanation of the Rising Interest Rates



Hello everyone, welcome back to my real estate blog!



This weekend I went to Blizzard Beach with some good friends and they asked how the market is doing. As you know, interest rates have been on the rise. So, I have my friend Bruce Woodburn from Summit Home Mortgage with us today to help us understand more about the rising rates.





Bruce: Here’s what’s happening, interest rates went from the mid to high 3s to the mid to high 4s. They are even starting to push to the lower 5s. We are definitely seeing an increase in interest rates and that has had some effect on a buyer’s power. Because of this, I wanted to ask you how interest rates are affecting the transactions between buyers and sellers.



Mark: What I’m noticing is it has caused a lot of buyers who are on the fence to jump off one way or another. The buyers who jump off and purchase a home are fueling the already active market. So for sellers it’s really great. Do you think it’s great for buyers?



Bruce: Well, I’ll tell you something, we’ve had unrealistic rates. Even with the increase we are still at historically low rates. People have become spoiled. I think this is a huge buying opportunity. We are going to continue to see interest rates rising, but it’s still a buying opportunity. One of the dilemmas we are having, though, is the buyers don’t have a lot of selection.



Mark: This is true; we have a very low inventory. Typically, a normal market has a six month supply of homes; we are currently experiencing a 2.5 month inventory. What that means is prices have absolutely stabilized and they are on the rise.



Bruce: Are you seeing buyers being able to have a lot of negotiating power and get a price below the listing price?



Mark: We are seeing prices at listed and above and that is driving up that market. I want to thank Bruce so much for helping us today. If you want to learn more about what we have been talking about today you can contact Bruce at 407.869.8830 x109 or you can contact me at 407.956.6165



Thanks for watching!

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