Free Moving Truck

Hello, everyone. Thank you for joining me today.

I am so appreciative of all the clients I’ve had over the past 12 years. That’s why we have our Customer Appreciation Program.

Anyone who buys or sells with us has access to our moving truck! That’s just one less thing you have to worry about on moving day.

So if you know of anyone looking to buy or sell, have them give us a call or ask if we can call them!

Thanks for watching!

Attorney Bart Saunders Discusses Short Sales

Hey, everyone. Thanks for visiting my video blog.

Today, I wanted to talk about a tough subject. We all go through some hard financial times and it can be hard to know where to turn. That’s why I have real estate attorney, Bart Saunders with us.

He’s here to help explain more about what a short sale is and what else is happening in the mortgage and banking industry.

Bart Saunders:

I want to thank Mark for having me. Being well informed is one of your best tools when facing financial hardships.

In 2007, former President Bush implemented the Debt Relief Act. He saw that families all over the country were having difficulties; he wanted to offer a tax relief to those families.

The Debt Relief Act forgives any income tax on the deficiency of a short sale. In most cases, when someone is facing a short sale we are looking at an excess of tens of thousands of dollars. This act is a huge relief.

We are predicting, though, that this act will end at the end of 2013. That means those facing short sales, foreclosures, bankruptcy in 2014 will not be able to get this relief and will have to pay the deficiency according to their tax bracket.

That’s why if you are thinking about short sale, start now. It takes about 90-150 days to get a short sale approval. During that time, you need a good real estate agent who can keep buyers interested for that long.

Mark had asked me if foreclosure is ever the better option versus a short sale. While every situation is different, nine out of 10 times, short sale is the better option.

Also when it comes to your credit, bankruptcy is the worst, then foreclosure and short sale being the best of the three options.

Please, don’t hesitate to ask questions and get started. Take advantage of the relief. You can give me a call at 321.319.0459 or give Mark a call and we can help.

Our Success is Due to You and Your Referrals

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We are pleased to announce that each year since the "Orlando Hot 100" award has been given out, the Ramey Group has been named to the “Orlando Hot 100” by The Orlando Magazine. 

The magazine gives this honor in its June issue to residential real estate teams who list and sell the highest number of homes in the Orlando area.

Our success, as honored by this magazine, could not have been possible without the help of all our clients who referred us to friends, relatives and co-workers. We thank you deeply for your part in our accomplishments.

I and the rest of the Ramey Group are committed to providing outstanding real estate insights and service whenever you or someone you know is buying or selling a home. When you are ready to buy or sell – or if you just have questions about real estate – let us know how we can help.

Mark Ramey                   407-956-6165                  therameygroup@cfl.rr.com